Innovation in Financial Services

insurance

Health Insurance

Comprehensive Care for You and Your Family

In today’s world, a robust health plan is not a luxury but a necessity. We provide tailored solutions to safeguard you from rising medical costs.

Our Plans Cover:
  • Individual & Family Floater Plans – Coverage for hospitalization, pre/post-hospitalization expenses.
  • Critical Illness Plans – Lump-sum payout upon diagnosis of specific illnesses (e.g., cancer, heart disease).
  • Senior Citizen Health Plans – Specialized policies with coverage for age-related ailments.
  • Top-Up & Super Top-Up Plans – For enhanced coverage over your existing base sum insured.
Key Benefits We Offer:
  • Cashless Treatment at 10,000+ network hospitals across India.
  • Coverage for Pre-existing Diseases after a waiting period.
  • No Claim Bonus (NCB) for every claim-free year.
  • Guidance on Porting your existing policy for better benefits.

Motor Insurance

Mandatory Protection, Optional Excellence

Drive with complete peace of mind. We offer both mandatory Third-Party (3P) and comprehensive Own Damage (OD) policies for all types of vehicles.

Our Services Include:
  • New Vehicle Insurance – Get the best deal for your new car/bike.
  • Policy Renewal – Timely reminders and hassle-free renewal process.
  • Claim Assistance – End-to-end support for cashless & reimbursement claims.
  • Add-on Covers – Zero Depreciation, Engine Protect, Roadside Assistance, NCB Protect.
Why Buy Through Us?
  • Quick Comparison of prices and features from dozens of providers.
  • No Hidden Charges – Transparent pricing and policy wordings.
  • Instant Policy Delivery via email.

Life Insurance

Secure Your Family’s Financial Future

Life insurance is the cornerstone of a sound financial plan. We help you choose the right plan to ensure your family’s dreams are never compromised.

Types of Life Insurance We Offer:
  • Term Insurance – High pure-protection coverage at affordable premiums. (e.g., ₹1 Crore cover for less than ₹1,000/month).
  • Unit-Linked Insurance Plans (ULIPs) – A blend of market-linked investment and life cover.
  • Endowment & Money-Back Plans – Savings-oriented plans for guaranteed returns and maturity benefits.
  • Child Plans & Retirement Plans – Secure your child’s education and your own retirement.
Expert Advice On:
  • Calculating the right Sum Assured based on your income and liabilities.
  • Choosing between term and investment-linked plans.
  • Tax Benefits under Section 80C and 10(10D).

Travel Insurance

Explore the World with Complete Peace of Mind

Whether you’re traveling for business, leisure, or studies, unforeseen events like medical emergencies, trip cancellations, or lost baggage can disrupt your plans and finances. Finnovations provides robust International and Domestic Travel Insurance policies designed to protect you from these uncertainties, ensuring your journey is smooth and secure.

Our Travel Insurance Plans Cover:

1.Comprehensive International Travel Insurance

  • Medical Coverage: Emergency hospitalization, doctor’s fees, and medical evacuation abroad.
  • Trip Protection: Cancellation or interruption due to illness, family emergencies, or unforeseen events.
  • Baggage & Documents: Loss, theft, or delay of checked baggage and important travel documents (passport, visa).
  • Personal Accident: Accidental death or permanent disability during the trip.
  • Third-Party Liability: Cover for accidental injury or damage to property caused by you.
  • Additional Benefits: Coverage for adventure sports, hijack distress allowance, and legal assistance.

2. Student Travel Insurance

  • Specialized for Students: Covers study interruptions, tuition fees, and sponsor protection.
  • Medical Expenses: Full coverage for health issues while studying abroad.
  • Compassionate Visit: Covers travel costs for a family member in case of student hospitalization.

3. Schengen Travel Insurance

  • Mandatory for Visa: Policies that strictly meet the Schengen visa requirements.
  • Minimum Coverage: €30,000 for medical emergencies across the Schengen area.
  • COVID-19 Coverage: Many plans now include cover for coronavirus-related treatment and quarantine costs.

4. Domestic Travel Insurance

  • For Trips within India: Protection against trip delays, cancellations, and lost luggage.
  • Accidental Coverage: Personal accident cover during your domestic journey.

Key Features of Our Service:

  • Instant Policy Issuance: Get your policy PDF via email within minutes.
  • 24/7 Global Assistance: Dedicated multi-lingual helpline for emergencies anywhere in the world.
  • Wide Provider Network: Policies from insurers specializing in travel, like Bajaj Allianz, ICICI Lombard, TATA AIG, and HDFC Ergo.
  • Flexible Plans: Choose from single-trip, multi-trip (annual), or individual/family packages.

Who Is It For?

  • Leisure Travelers: Families and individuals going on vacation.
  • Business Travelers: Corporate professionals on international assignments.
  • Students: Students pursuing education overseas.
  • NRI Clients: Visiting their home country or traveling elsewhere.

How to Get Covered:

  • Provide Details: Share your travel itinerary (destination, dates, number of travelers).
  • Compare Quotes: We instantly provide options from multiple insurers.
  • Select & Pay: Choose the best plan and make a secure online payment.
  • Receive Policy: Your policy document is emailed instantly.

Don’t let an emergency abroad become a financial nightmare. Get insured before you take off!

Why Choose Finnovations for Insurance?

✅ Wide Choice: One platform, 40+ insurers. We are not tied to one company, so our advice is unbiased.
✅ Expert Advice: We explain the fine print so you understand exclusions, waiting periods, and claim processes.
✅ End-to-End Support: From needs analysis and documentation to claim settlement, we are with you.
✅ Long-Term Relationship: We manage your policy renewals and annual reviews to keep your coverage aligned with your life.

Our Process is Simple

  • Consultation: Discuss your needs, age, and budget.
  • Comparison: We present curated quotes from top insurers.
  • Selection: You choose the best plan with our guidance.
  • Paperwork: We handle the application and medical test coordination.
  • Policy Delivery: Your policy is delivered digitally.
  • Lifetime Support: We are just a call away for any future needs or claims.