Innovation in Financial Services

Privacy Policy

Last Updated: [06-Oct-2025]
  1. Introduction
    Welcome to Finnovations, a brand of Sarangi Business Consulting Services LLP . We are committed to protecting your privacy and safeguarding your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.thefinnovations.comand use our services.

By accessing our website and using our services, you consent to the data practices described in this policy.

  1. Information We Collect
    We may collect the following types of information:
  • Personal Identification Information:Name, email address, phone number, postal address, date of birth, PAN number, Aadhaar number (for specific services like CSC), income details, and employment information that you voluntarily provide when you:
    • Fill out a contact form.
    • Apply for a loan or insurance product.
    • Enquire about our consultancy or training services.
    • Register for a CSC service.
    • Subscribe to our newsletter.
  • Financial Information:Details required for loan and insurance processing, such as bank statements, credit history, and property details. This sensitive data is processed with the highest level of security and in accordance with applicable financial regulations.
  • Technical Data:We automatically collect certain information when you visit our website, including your IP address, browser type, operating system, referring URLs, pages viewed, links clicked, and the dates and times of your visits.
  • Cookies and Tracking Technologies:We use cookies and similar tracking technologies to enhance your experience on our site, analyze site traffic, and understand user behavior. You can control cookie settings through your browser.
  1. How We Use Your Information
    We use the information we collect for the following purposes:
  • To Provide and Manage Services:To process your loan/insurance applications, deliver consultancy services, facilitate CSC services, and provide training.
  • To Communicate with You:To respond to your inquiries, send you service-related updates, and provide customer support.
  • For Marketing and Promotions:To send you information about our products, services, and offers that may be of interest to you (you may opt-out at any time).
  • To Improve Our Website:To analyze how our website is used so we can improve its content, functionality, and user experience.
  • For Legal and Regulatory Compliance:To comply with applicable laws, regulations, and requests from governmental authorities (e.g., RBI, IRDAI), and to protect our rights and the rights of our users.
  1. How We Share Your Information
    We do not sell, trade, or rent your personal information to third parties. We may share your information with trusted partners in the following scenarios:
  • With Partner Banks/NBFCs/Insurers:To process your loan or insurance applications, as explicitly authorized by you.
  • With Government Authorities:For verification and processing of CSC services, as required by law.
  • With Service Providers:With third-party vendors who assist us in operating our website, conducting our business, or servicing you (e.g., cloud hosting, data analytics), so long as they agree to keep this information confidential.
  • For Legal Reasons:If required to do so by law or in response to valid requests by public authorities.
  1. Data Security
    We implement a variety of security measures, including SSL encryption and secure servers, to maintain the safety of your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee its absolute security.
  2. Your Data Protection Rights
    Depending on your location, you have rights under data protection laws, which may include:
  • The right to access– You can request copies of your personal data.
  • The right to rectification– You can request that we correct any information you believe is inaccurate.
  • The right to erasure– You can request that we erase your personal data, under certain conditions.
  • The right to restrict processing– You can object to the processing of your personal data.
  • The right to data portability– You can request that we transfer the data we have collected to another organization.
  • The right to withdraw consent– Where we rely on your consent, you can withdraw it at any time.

To exercise these rights, please contact us using the details below.

  1. Third-Party Links
    Our website may contain links to third-party sites, such as our partner banks or the official CSC portal. We are not responsible for the content or privacy practices of these external sites and encourage you to review their privacy policies.
  2. Changes to This Privacy Policy
    We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the “Last Updated” date.
  3. Grievance Officer
    In accordance with the Information Technology Act, 2000, we have appointed a Grievance Officer. If you have any questions or concerns about this Privacy Policy or your data, please contact:

Name: Rajeev Shankar
Designation: Co-Founder & CEO
Email: rajeev@thefinnovations.com
Address: Sarangi Business Consulting Services, CG Complex, Bye Pass Junction, Mannuthy, Thrissur – 680651

We will endeavor to resolve your concerns within 30 days.